So, if you’re like me, last week when you were thinking about setting a couple New Year’s Resolutions, you were thinking about money.
No, seriously! Ok, granted, I was thinking about money that I don’t have, but, still, money seems to be on everyone’s minds these days. Between the economy, which has tanked, and Christmas, which most of us will be paying off for a couple months yet, a little extra cash would be welcome, wouldn’t it? Well, a great step would be to cut things out of your budget that you don’t really need. Of course, that would mean having a budget, wouldn’t it?
Fear not! The Consumerist has just the tool for you! Yes, now you, too, can download the Consumerist’s Free Easy Excel Budget Spreadsheet and make your very own, personal budget!
Of course, the real trick is sticking to that budget once you make it.
Well, at least it’s a start!
Advice from your Uncle Jim:
"The spirit , the will to win, and the will to excel are the things that endure. These qualities are so much more important than the events that occur."